Banks are sharks

Hello

I am in debt to over 23,000 on cards gone wrong. Since I am in difficulty they all want to charge me lots of money!!!!

Getting a final value of card companies is impossible they keep ignoring my letters and adding in more interest and charges, then the main culprit decided to take money out of my current account (closing it soon) and also my current account hit the overdraft limit and it took serious threats to get my money back. (I wrote back threatening to close 5 accounts).

My only real way out is a mortgage extension - my current mortgage is for about 40% of the house value.

This is the lowest rate loan I can find. And A&L do accept overpayment.

I am sure the banks want me in debt and would love a bankrupcy.

Oh and DEL doesn't work:mad:

Comments

  • Bismarck
    Bismarck Posts: 2,598 Forumite
    Hi,

    Sorry to hear your situation.

    what's DEL? please
    For what I've done...I start again...And whatever pain may come ...Today this ends... I'm forgiving what I've done -AF since June 2007
  • Conor_3
    Conor_3 Posts: 6,944 Forumite
    MJI1962 wrote: »
    I am sure the banks want me in debt and would love a bankrupcy.

    Oh and DEL doesn't work:mad:

    Of course banks want people in debt. They don't make money out of people who are in credit. They don't want you to go bankrupt though - instead they'd rather just keep billing you charges and higher interest rates.
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