Bad Credit - Advice Regarding Credit Report Please?

Hi Guys,

I have just recived my credit report.

I live at my address (lets call that Address 1) and i used to live with my nana a while back, some 5 years ago (lets call that address 2)

Now i live at Address 1.

Does that mean when i have a credit check with whomever, will it just check the record for the accounts registered to my current address or will it check the previous address too?

Comments

  • Sea78
    Sea78 Posts: 6,185 Forumite
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  • zand108
    zand108 Posts: 12 Forumite
    Hi Guys,

    I have just recived my credit report.

    I live at my address (lets call that Address 1) and i used to live with my nana a while back, some 5 years ago (lets call that address 2)

    Now i live at Address 1.

    Does that mean when i have a credit check with whomever, will it just check the record for the accounts registered to my current address or will it check the previous address too?

    I myself posted a similar question to this and am waiting for a response. Were you ever able to find an aswer for your question?
  • I think it would check the two. When I look at my credit records it shows all connected addresses over the past 10 years (for some reason) so it should throw up everything that relates to you rather than your addresses.

    I had a small catalogue account for a hoover I bought on tick when I first moved into my own place and it shows up on my present record by through the address the search brings up for my last flat (if that makes sense!)
    Almost debt-free, but certainly even with the Banks!
  • Mollymop5
    Mollymop5 Posts: 2,095 Forumite
    I just had a check done and it checked my addresses for past 10 years.Amazingly though my debts from 5-6yrs ago aren't showing at all.I have asked for advice on here for this in another thread.
    lost my way but now I'm back ! roll on 2013
    spc member 72

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