Who our the top three worst creditors to deal with

Broken_hearted

Ours are
1 Halifax-wouldn't stop interest, phoned the hospital ward DH was on demanding to speak to him
2.Abbey-not even willing to talk about a repayment plan only owe £500 but charges could double that
3. npower- owe nearly £400 in arrears :eek::eek: on electric, gas is fully paid.
So whats your list.

natters_2

MBNA - complete nightmare, one to avoid at all costs!

Barclaycard - pretty good initially - now a year later have started putting a £12 late fee and interest back on, have said they would be more likley to accept the payments if we went through a Debt Management Co - still arguing the toss after we said ok fine we were advised to go bankrupt by the dmc - so now waiting for them to sell the debt on

Have to say the rest have been pretty good - all of them were a nightmare to begin with except M&S and Tesco who instantly stopped charges, interest and accepted reduced payments

hitback

No. 1 Has to be Natwest for issuing a CCJ after they had already accepted payments.
2. Halifax for continuing to add interest
3. Sainsburys as above!!!!
All the rest have been ok.

immoral_angeluk

Citi - !!!!!! customer service
Barclaycard - !!!!!! customer service

DebsA_2

Hi there, my three worst creditors are:

Index Catalogue for continuing to add interest for 2 years (when all my other creditors froze the interest) :mad:

Cabot Financial - who will ring you morning, noon and night and then attempt to act as an employment agency trying to find you a job!!

Abbey National (and their hit mob) when discussing my SOA said we were spending too much on food, nappies and loo rolls (don't ask!!)

rog2

My worst creditors, in no particular order were:

HMRC - Simply would not listen, or offer any help.

HSBC - Pulled the plug immediately when I asked them for help, in spite of 25 years of 'trouble-free' Banking with them - both business and personal.

MBNA - Simply for their persistent harassment and complete lack of respect for the Office of Fair Trading Debt Collection Guidelines.

BARCLAYCARD - for passing 'debt' straight to MERCERS - then increasing my 'credit limit'

BLACK HORSE - just a totally unprofessional bunch of uncaring vultures.

Should I continue?

HHH_2

very bad- Lloyds, Citi. Very good BOS and M&S.

Janjel

Citi financial
Welcome Finance
Abbey
MBNA

I know its four but they are all as bad as each other lol

juliesg

mine has to be MBNA is so annoying ive got 3 accounts with them 2 mine 1 my partners ive had hardly trouble with them but gets phone call near on every day.
sainsburys bank another pain they start phoning me around the time they get paid every month for bout 4-5 days in a row
littlewoods is another still dont reckon they have not recieved any money

murphy2

MBNA
MBNA
MBNA

Oh boy would i love to meet them on a dark night !!!!

LuciferTDark

GE Money, when I first got into debt with them I had a letter every week threatening me with court & bailiffs, plus at least 1 phone call a month demanding full payment.
Littlewoods, even though we've cleared the debt with them they're still hassling us to give them more money by sending unwanted catalogues.
Abbey were ok with us, didn't hassle us much & just accepted the payment plan, phoned us every 6 months to check everything was still going according to plan, haven't heard from them since we cleared the debt.