If you have a joint bank account and you are planning 1 BR

NoMoreExcuses

You will need lots of time for this to process.

I spoke to the Abbey (for Abbey see Computer says no sketch) and was told to go into branch with ex with id and fill in form - job done.

However - girl at the branch (all singsong voice and NO IDEA :mad: ) said that drivers license was not enough, need passports (outof date), so had to drive all the way back and get proof of child tax credit and IR statement. Went all the way back - queued again and was told actually this cant be done today - it has to be sent to head off ice and authorised.

So now when I go BR tomorrow - it looks as if ex's bank account will be frozen too. Marvellous.

Richard_S

Hi NME,

It's the bank that freezes the account not the O.R.

If your ex has maintainted the account o.k. then they'd have no reason to freeze it, especially if you were being removed from the account anyway.

Could you forget to include it on your SOA? You're not using it after all; easy oversight to make with all the pressure you're under. We had 4 or 5 accounts that didn't come to light until after we were declared bankrupt and nothing was ever said about that.

Richard

Notgotapottoweein

Also i think this is very much bank dependant.

As Lloyds TSB removed my name from the joint account within 10 minutes.

NoMoreExcuses

Im all printed and prepped Richard!!:beer:

Ex also lost his card (told you he was numpty) and asked to use mine whilst he waited for a new one, which im still not sure if he has.

TBH I will just tell judge or oR or whoever i see tomorrow what is happening with it and go from there.:D

Just wanted other would be jumpers to give themselves enough time as I know its something that has come up a few times:money:

fermi

Notgotapottoweein wrote: »

As Lloyds TSB removed my name from the joint account within 10 minutes.

That doesn't sound like Lloyds TSB. Are you sure you got the right bank? That sounds nearly organised.:rolleyes::rotfl:

Notgotapottoweein

fermi wrote: »

That doesn't sound like Lloyds TSB. Are you sure you got the right bank? That sounds nearly organised.:rolleyes::rotfl:

So was i!

I just wandered into my high street branch with a letter signed by both of us stating i wanted to be removed from the account.

No ID or nothing!

Richard_S

NoMoreExcuses wrote: »

Im all printed and prepped Richard!!:beer:

Ex also lost his card (told you he was numpty) and asked to use mine whilst he waited for a new one, which im still not sure if he has.

TBH I will just tell judge or oR or whoever i see tomorrow what is happening with it and go from there.:D

Just wanted other would be jumpers to give themselves enough time as I know its something that has come up a few times:money:

Congratulations NME; time to spare.:beer:

The Judge won't want to go into any detail, it'll be the O.R and you may not even get to talk to him/her tomorrow.

I guess there's always something that pops out of the woodwork at the last minute.:rolleyes: :rolleyes:

You could always tell your ex to withdraw enough cash before tomorrow just in case it does get frozen; if he can find a card to use.:rotfl: :rotfl:

fermi

Notgotapottoweein wrote: »

So was i!

I just wandered into my high street branch with a letter signed by both of us stating i wanted to be removed from the account.

No ID or nothing!

That sounds more like them. Not even bothering to check ID.:rolleyes:

The only time they can do it quickly is when the make a ****'s up of the checks they should do.

dalip

Sorry NME
But i have to say perhaps you had a dillbrain!.We went in on the friday to inquire about removing my name,girl gave us the forms,said come back tomorrow with id(passport or other)went signed everything,gave her my card and hey presto done.Abbey bank same as yours. I feel awful now as i said everything would be fine.Sorry Dalip

Notgotapottoweein

dalip wrote: »

Sorry NME
But i have to say perhaps you had a dillbrain!.We went in on the friday to inquire about removing my name,girl gave us the forms,said come back tomorrow with id(passport or other)went signed everything,gave her my card and hey presto done.Abbey bank same as yours. I feel awful now as i said everything would be fine.Sorry Dalip

Surely you aren't suggesting that our banking institutions employ less than top drawer staff

dalip

That was quick reply. Hey my sister is a bank manager so i would never ever surgest such a thing;)