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scottish widows pensions

Am I safe moving my pension fund to Scottish Widows??

Is there a pensions performance league table?

Comments

  • dunstonh
    dunstonh Posts: 120,871 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Am I safe moving my pension fund to Scottish Widows??

    Yes. Scottish widows hold your pension in trust so there is no finanical liability to them anyway. Only if you hold 100% in LloydsTSB shares within the pension do you really have any link to Scottish Widows.
    Is there a pensions performance league table?

    No. It doesnt work that way. Pensions are the contract but you can place different investments across a range of risks inside of that pension.

    League tables would fail as you cannot compare a fixed interest fund against a fund investing in China. China may beat the fixed interest fund by 50% one year but lose 50% the next.

    The most important part about any pension (or investment) is where and how you invest the money. Not the provider that sends the statement out each year.

    What is your knowledge on investments like?
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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