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what best for clearing mortgage? one account, abbey flex or just overpay on currnet?

hezb · 2008-02-04 14:30:25

We currnetly have a halifax mortgage that has just come out of its fixed rate and still owe 63,000 what is the best way to clear this?? could pay approx 1,000 of a month. Do we swap it to a offset mortgage or just do over payments?? I am very confused and any help would be gratfully recieved! :A

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hezb Posts: 117 Forumite

6 February 2008 at 10:13AM

we are self employed so "wages" are not paid in only the money needed for bills etc, and having extra funds availble would be tempting so over paying on current mortgage would be best as we then can't touch it. I'm going down today and see how much we can overpay and if there is any penlty!

thank you for all the advice.

£2 saver club started 20th Oct £54:j
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what best for clearing mortgage? one account, abbey flex or just overpay on currnet?

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