Just how good to you ARE credit companies?

krayzechick

I'm looking at the latest balance on my credit card and the minimum repayment is £70... not bad, I can just about afford that, but when the interest is £65 its just not fair

I know a lot of people who have a DMP have had their interest frozen on their accounts. How easy is it for someone not in a DMP to do this? I want to clear this debt but only paying off £5 per month is insane. I've had the card/account for 5 years nearly and the only offer I had was 0% for the first 6 months... as a loyal customer should I ask for something?

roomontheend

This really depends on who you are with, I ask Barclays and they would't budge. They no longer have my business. I to was a loyal customer (about 18 year or so) but since coming on here things has changed so they will soon be cancelled.

Gemmzie

They might, you could ask. You're probably better off transferring it to a new 0% card though or even better a life of balance offer

krayzechick

I cant get another card, thats the problem