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Template letter for court

Hi,
I need to draft a letter to the court who have judged that I should pay NR the 5k I owe them immediately. I appreciate there is a form you can fill in but I think I'd have to pay for that. I rang the court and this nice woman said to send a letter in and to ring and ensure they'd received it. I just want to let them know what I can truely afford to pay.

Comments

  • Can't help, sorry, but bumpety bump for someone who can!
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • stapeley
    stapeley Posts: 2,315 Forumite
    hi, did you not attend the court hearing ? You would be better advised on the CAG WEBSITE ! google it . Good luck
  • CCCS_Matthew
    CCCS_Matthew Posts: 922 Organisation Representative
    Part of the Furniture Combo Breaker
    Hi Chipbeck,

    Assuming this is an unsecured debt, you normally have 14 days to fill out the CCJ papers and make a formal offer of payment. If you don't make an offer, it's likely that you will get a judgement made on behalf of you by the court (in your case the whole amount).

    If it's been less than 14 days since you have received the judgement, you have the opportunity to re-determine the amount by sending a letter as you have mentioned. I don't have a template letter, but all you need to include is a list of income and expenditure as well as any other debts you have, and finally an offer of payment that you can afford. It's then up to the court to decide whether that is a reasonable offer of payment.

    If it's been longer than 14 days since you got the judgement then you would need to fill out an N245 form which comes with a fee of £35 to get the re-determination.

    Hope this helps

    CCCS
    I am a Debt Counsellor that works for the CCCS and have specific permission from Martin, to post on these boards to try and help those in debt. Read more information on the CCCS and what it does in the Debt Problems: What to do and where to get help article.

    CCCS is a registered charity, and there is no charge whatsoever for any of the services we provide to our clients. We take great pride in offering first class help and advice, but we only offer this where we have been able to fully explore and understand your circumstances with you. We want to help you understand these choices and their possible implications but not make them for you.
  • stapeley
    stapeley Posts: 2,315 Forumite
    Sorry to cccs Matthew . There are some people on here that do know what they are talking about . Just found lots more on the CAG site. good luck
  • Lizalu
    Lizalu Posts: 437 Forumite
    stapeley wrote: »
    Sorry to cccs Matthew . There are some people on here that do know what they are talking about . Just found lots more on the CAG site. good luck

    Sorry, but that's uncalled for. CCCS Matthew was doing his job, and his information wasn't contradicting yours at all, just offering help.
    odi et amo
  • stapeley
    stapeley Posts: 2,315 Forumite
    Sorry was not critising cccs Matthew at all . Just worded it wrong ! He does know what he,s talking about ! BEST WISHES TO HIM AND YOU !
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