Advice Needed Plse!!!

Juliejoolz

Will try and make this as easy as possible...
I've just recently split from my partner of 11yrs which has brough numerous money problems.. I'm still living in the family home with our 2 kids i have several concerns about debt what i'm going to have trouble clearing.....
Unfortunatley i have lost my well paid full time job also due to situation which i couldn't really control... I have store cards credit cards etc to pay for and i don't think i can.... I have contacted benefits office getting child tax at the mo but that is only 45.00 per wk.. My partner is giving me money at paying the mortgage at the mo I reallly don't know where to start or what to do really...
Any idvice welcome websites to read get extra cash etc

Hellllllllllllppppppppp
Thank you
Juliex

Lizalu

Hi julie, don't worry, you're in the right place for help.

If you look at MSE ANDREA's sticky at the top of the board it gives you details as to how to create a full SOA, telling us all your incomings and outgoings and the full extent of your debts, inc aprs.
If you could post this up on here then people will be able to offer you advice and help you better.
Well done for posting, you will get some great advice here.

CCCS_Sarah

Hi Julie,

As Lizalu has already said. Your first step would be to put together a financial statement. This would detail ALL your incomings and outgoings including Mortgage, Food, Car Tax, utilities etc. Once you have done this you would be able to see how much surplus you have left over to offer your creditors.

Is there anyway you could look at increasing you income? You go on a website called www.entitledto.co.uk this will give you a good idea of what other benefits you could claim. Also can you work any overtime, PT Job, Quidco, ebay?

Once you have put together a financial statement post it up on the forum and people will be along to help you look at saving some money on your expenditure

let me know how you get on and if you need any further advice

Sea78

Hi

Welcome - I would also say to pot your SOA and we'll see what we can do to help and whether you need to go to particular places for help. look forward to seeing more from you.

Sea xx