These are the options, which would you do?

Turning_into_scrooge

zAndy1 wrote:

mmm, would be nice to find that but it's kind of looking for a needle in a haystack...

I'm sorry, I just thought it may help but if i find it i will post the link for you

Edit:http://forums.moneysavingexpert.com/showthread.html?t=49512

I think its the last post, maybe if you PM the poster they will be able to help you or find other posts by them. quite a few links on this thread for you too
http://forums.moneysavingexpert.com/showthread.html?t=52379

delboypass

Im not too sure about this only owning half of the equity in the house business.
Can anyone from a legal background confirm this? Kronos states he is not from a legal background.
I would have thought that if you declared yourself bankrupt, all your debts to which you are making repayments will have to be listed in the bankrupcy order including any joint loans etc.
If these have been made against the house, then it doesnt matter whether its a joint morgage or a joint loan as any remaining equity after the morgage will go to secured loans. If these loans are joint or secured agains the home then the OR can force the sale of the home (especially as the home is the main asset) to repay the debt. They may make you sell your house to downgrade to a lower accomadation size as well if they believe your house is too grand.