Log Book Loans - Mobile Money Ltd HELP!!!!!

simongregson

Nonsense, as long as they didn't sign for the loan how can they be liable for it! If the keeper of the car applied in the name of the owner, this is fraud, again there is no reason why they should be liable for the debt. It would also help if the owner had some sort of evidence that the car was legally their possession and not that of the keeper.

tblzebra

Thanks to those of you who have replied with advice, particularly Simon.

The police will only take a statement when evidence is produced to show that the vehicle isn't owned by the person who took the loan out. This is now being obtained (a receipt from the seller, plus a copy of the cheque that was written by the owner & made out to the seller.)

(BTW is someone at a police station reception, with pale blue epaulettes, a 'real' copper, or something else? They said if the loan company send people to get the vehicle, it's a civil matter.)

The owner still hasn't got the vehicle back & doesn't know where it is.

CannyJock you seem to have misunderstood something - the owner has NOT taken out the loan, the person driving the vehicle has, completely without the owner's permission. The V5/log book isn't in the owner's name. The loan also isn't in the owners name, but their address & telephone number ARE on the paperwork.

simongregson

If, after informing the loan company that you are are the owner of the vehicle and they have no claim on it, they then attempt to take possession of it, surely this is theft? Report it to the police and insist that they give you a crime reference number! Don't let them fob you off.

CannyJock

tblzebra wrote: »

CannyJock you seem to have misunderstood something - the owner has NOT taken out the loan, the person driving the vehicle has, completely without the owner's permission. The V5/log book isn't in the owner's name. The loan also isn't in the owners name, but their address & telephone number ARE on the paperwork.

My bad. Totally got the wrong end of that stick. I thought the owner had taken out a loan on the basis of a "promise" from a relative.

Just me seeing red, dealing with something similiar where one mate has helped another mate etc etc etc.

asandwhen

The person at the front desk of the police stn would not be a police officer but a member of police staff - This does not mean that the information you were given is not correct though - sounds to me like a civil matter - a dispute over ownership of a vehicle - until evidence is produced either way I would just go to cab rather than the police.