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New User with £30K debt
Comments
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Smiley_Mum wrote:Post up the outgoings/incomings etc etc and see what we can do to help out.
Absolutely.
Make sure that you include all of your debts and include company name, total amount owed, % APR, monthly amount that you pay, and any loan end dates.
Cahoot won't lend £30k AFAIK, but you could save yourself loads by perhaps switching some of debt to either them or another lender and shuffling your credit cards around........."One day I realised that when you are lying in your grave, it's no good saying, "I was too shy, too frightened."
Because by then you've blown your chances. That's it."0 -
I have had continual depression linked to debt, that at times seemed to get very serious. Depression is very serious. Do not be afraid to speak to your GP about your options. It maybe that you can take some tablets for a while to get you through the next hard bit. Never be afraid to admit your problems on here. You have made the right steps. Your life will be a different life with no debt. Well done.0
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Here is the link for The Great Ways to Cut Back thread.
http://forums.moneysavingexpert.com/showthread.html?t=47180&page=1&pp=10
Check through it and see if there is any area you can save in, I'm sure you'll find something. There is loads of info on it.“Ordinary riches can be stolen, real riches cannot. In your soul are infinitely precious things that cannot be taken from you.” - Oscar Wilde0 -
mrcow wrote:Absolutely.
Make sure that you include all of your debts and include company name, total amount owed, % APR, monthly amount that you pay, and any loan end dates.
Cahoot won't lend £30k AFAIK, but you could save yourself loads by perhaps switching some of debt to either them or another lender and shuffling your credit cards around.........
Sorry for being thick but was does AFAIK stand for? And thankyou!0 -
AFAIK is as far as I know.“Ordinary riches can be stolen, real riches cannot. In your soul are infinitely precious things that cannot be taken from you.” - Oscar Wilde0
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Kigu wrote:Sorry for being thick but was does AFAIK stand for? And thankyou!
It's not you being thick....it's just me being lazy!!
"One day I realised that when you are lying in your grave, it's no good saying, "I was too shy, too frightened."
Because by then you've blown your chances. That's it."0 -
Hardly - you are replying to a complete stranger here. Lazy - I don't think so!0
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Waiting................“Ordinary riches can be stolen, real riches cannot. In your soul are infinitely precious things that cannot be taken from you.” - Oscar Wilde0
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I am going to get together my my husband this weekend and get all the relevant facts together. On Tuesday I will post them up for people to see. Thanks for the money saving page - some useful stuff there. I see it's something you've given a lot of thought to. Thankyou!0
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Hope there was info on there that will help you to reduce your outgoings a bit.“Ordinary riches can be stolen, real riches cannot. In your soul are infinitely precious things that cannot be taken from you.” - Oscar Wilde0
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