Could do with a bit of advice

debtfreenewbie

Hi laura.It soounds as if we are in the same position.Do you fancy being support buddies?I know everyone is helpful but it might be good for us cos we are at the same stage.
Take care

xoxlauraxox

Just one more question

DF has all the incomings going to him, so everything goes out of his money (my debts and his)

Do I put the household income on both sets of forms as I don't have any income and since DF deals with all the outgoings do I mention my debts on his budget or is it done totally individual :huh: (confusing)

You've all been a great help thanks!

xoxlauraxox

debtfreenewbie wrote: »

Hi laura.It soounds as if we are in the same position.Do you fancy being support buddies?I know everyone is helpful but it might be good for us cos we are at the same stage.
Take care

Sounds like a good idea to me :cool:

Notgotapottoweein

xoxlauraxox wrote: »

Just one more question

DF has all the incomings going to him, so everything goes out of his money (my debts and his)

Do I put the household income on both sets of forms as I don't have any income and since DF deals with all the outgoings do I mention my debts on his budget or is it done totally individual :huh: (confusing)

You've all been a great help thanks!

As far as i'm aware your incoming and outgoings should be the same on both forms.


Make sure you make the correct allowances for things you will be entitled to like holiday fund etc.

I'm sure someone on here will give you advice on what you should/shouldn't put in your I & E.

debtfreenewbie

Its hard to work it all out.Are you getting help from a professional.Im going through cccs as they have been very good to me.
I cant do it yet as need to sort out my car as its on hp.Need to save for a new one aswell as two lots of court fees.
This site is great isnt it.Lots of people that have been where we are to advise us on the journey.
Its such a difficult thing its nice to talk to others,cant tell parents etc.
Did you read the diary someone did,that was great.
Tc talk soon.

tigerfeet2006

+Laura on DF form put the whole I&E, DF's debts and there is a space for who else contributes you put your income there.

On your form put the whole I&E, your debts and in the space who else contributes you put your DF's contribution.

If you need any one to look at your I&e WE WILL BE HAPPY TO, TO MAKE SURE YOU HAVE REMEMBERED EVERYTHING.oops caps sorry

Notgotapottoweein

debtfreenewbie wrote: »

Its hard to work it all out.Are you getting help from a professional.Im going through cccs as they have been very good to me.
I cant do it yet as need to sort out my car as its on hp.Need to save for a new one aswell as two lots of court fees.
This site is great isnt it.Lots of people that have been where we are to advise us on the journey.
Its such a difficult thing its nice to talk to others,cant tell parents etc.
Did you read the diary someone did,that was great.
Tc talk soon.

Hi debtfree.

Re the car on hp.

What are you doing with this.

feel free to pm me as i'm going through a hp car issue and i might be able to help you.

xoxlauraxox

What about assets... do I need to put my computer and TV down (thats basically all we have )

I agree this site is great, I've not been on this particular forum part before but am finding everyone very helpful, I feel I know a lot more now than i did this morning.

Notgotapottoweein

xoxlauraxox wrote: »

What about assets... do I need to put my computer and TV down (thats basically all we have )

I agree this site is great, I've not been on this particular forum part before but am finding everyone very helpful, I feel I know a lot more now than i did this morning.

No by assets they mean house, car, priceless Da Vinci's etc

Anything thats worth less than ( i think ) a grand then they won't be interested in.