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so much debt!! help needed

Hi I`m Tiff

I have loan debts if £27,000, i am having problems sleeping at night and unlike my husband am constantly worried... We are affording the monthly repayments, but at this rate we`ll be dead before we pay it off. I have applied for 3 credit card each, to try and become a credit card tart with the low fee and 0% fee, but they have turned both of us down, not sure why as all the debt has been transfered into my name. A recent credit report showd nothing in my husbands name so i can`t understand. I just really need some advice and support... i don`t know which way to turn.

please please please help me

Love Tiffani

Comments

  • Merlot
    Merlot Posts: 1,890 Forumite
    Tiffani, Please go and post this on the debt wanabee board, you will receive plenty of helpful advice. They are a friendly bunch, and we can discuss SOA (incomings and outgoings) etc.

    See you over there.

    Merlot

    Link here to Debt Wanabee board http://forums.moneysavingexpert.com/forumdisplay.html?f=76
    "Wisdom doesn't automatically come with old age. Nothing does, except wrinkles. It's true, some wines improve with age. But only if the grapes were good in the first place." — Abigail Van Buren
  • tiff,
    my partner and I are the same the same.
    I've worried about debt so much I have lost an awful lot of hair.
    Try to put lending more in the last place in que.
    You're right to think it'll never go away if you continue to borrow.

    I am not a financial advisor or an expert of any sort.
    Just another statistic in a bad way financially.
    Some times all you need to get along is nothing at all.
    :p
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