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my partners new house was wrongly repossesed
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jeni34
Posts: 1 Newbie
I was just wondering whether anyone could advise us on our next step...2 weeks ago my partner receive a repossesion notice on his newly purchased property, after a phone call to the halifax we found that although our money was going in to the correct account every month they had been trying for 6 months to take the payments out of an unknown account and therefore having no success they then sent the written notices 3 in total to a completely different address (unknown to us or them), therefore the first we hear is a repossesion notice on the door step....unbelievable I know....the situation now is that they have back tracked and with their tail between their legs they have rectified all of our deails and sent us all past paper work and cancelled the court summons and charges.....as all is now in order and they have apoplogised I am wondering whether o leave it or pursue it, does this sort of thing happen a lot? is it just a big inconvenience that we just have to forgive and forget....?
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I am wondering whether o leave it or pursue itI am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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I don't see any reason to pursue anything.0
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I don't see any reason to pursue anything.
..... other than online Banking. In order you could actually see the slightly unbelievable fact that the account was better off to the tune of 6 months Mtge payments?:rolleyes:If you want to test the depth of the water .........don't use both feet !0 -
I can't believe that they did not try to contact him prior to sending the repossession notice?Gone ... or have I?0
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the way I read it, they did but weren't recieved0
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They should be ensuring that their credit record is corrected!I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0
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Bet you can get a few quid out of them, it costs them to stand up for them selves so a small amount may be paid if your lucky.0
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after a phone call to the halifax we found that although our money was going in to the correct account every month they had been trying for 6 months to take the payments out of an unknown account and therefore having no success
So did you not notice that the dosh was building up in your account ??????
Same thing happened with my car insurance - they then noticed the error and whipped 3 months of payments out at once. I didnt notice coz the amount was only £40 a month..... but if 6 months mortgage payments hadnt been taken i would have noticed..I am a Jedi MonkeyYou should note that this site doesn't check my status as a Jedi Monkey, so you need to take my word for it. This signature is here as I follow the Jedi Code of Conduct. Any posts on here are for discussion purposes only and shouldn't be seen as monkey madness.0 -
So, the house wasn't wrongly repossessed then?0
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