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mortgage lending amount Q ?
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ok. From prev post I understood if they can give me 120k and I have 10k deposit I can buy something at 130k and didn't know that they might not give the 120k afterall if its not valued at that in the survey.
That is correct. It is only in the minority of cases that the valuation is less than the price offered (though it is becoming more common).
It is a chance that you have to take. If, having researched the local market, you believe that you are offering a fair price, hopefully the surveyor will agree with you.Gone ... or have I?0
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