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Can someone explain credit check to me please

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Comments

  • Frugaldom
    Frugaldom Posts: 7,158 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Just out of interest, why use a company like this (and pay £20 each time), when you can spend less than £7 (£2 each, plus 3 stamps), to get your report from each of the individual companies direct.


    :confused:

    Hi earthmother,
    It doesn't cost anything to sign up for the free trials and once you have seen your report then it's easy enough to cancel before the monthly subscription comes into play. :)
    I reserve the right not to spend.
    The less I spend, the more I can afford.


    Frugal living challenge - living on little in 2025 while frugalling towards retirement.
  • earthmother
    earthmother Posts: 2,563 Forumite
    Part of the Furniture
    Thanks - did the free trial with Experian a couple of years back, so I don't qualify again, but I will take a look at the others when I check it again in a couple of months

    :)
    DFW Nerd no. 884 - Proud to [strike]be dealing with[/strike] have dealt with my debts
  • Becky_2
    Becky_2 Posts: 1,089 Forumite
    Thanks Nykmedia for this. I was just about to send off for my credit report and pay £2, instead I have now signed up for the free 30 day trial period and then made a note in my diary to cancel this. Thanks for making me aware of this.

    All the best.
    nykmedia wrote: »
    Hi earthmother,
    It doesn't cost anything to sign up for the free trials and once you have seen your report then it's easy enough to cancel before the monthly subscription comes into play. :)
    No toiletries challenge, started 18/1/2010 - Putting £1 in my savings jar for every item that I use up. Pot 1 to 4 = £261. Pot 5=£23
    Boots points:£39.21. Extra money in 2012:£674.59. In 2013 £603.48. 2014: £85. 2015: £0 :j
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