1 down 2 to go !

ginalove

have been to court now ,all is fine we have a stay of execution unless we dont pay what we said we will pay .sell the house now then B.R. i suppose that will be the scariest bit!! we have been quoted about £3000 for all fees inc hip does that sound reasonable? many thanks to all who helped to ease the worry of all this:beer: cheers g

Richard_S

ginalove wrote: »

have been to court now ,all is fine we have a stay of execution unless we dont pay what we said we will pay .sell the house now then B.R. i suppose that will be the scariest bit!! we have been quoted about £3000 for all fees inc hip does that sound reasonable? many thanks to all who helped to ease the worry of all this:beer: cheers g

Hi gina,

I'm delighted it went well at Court; we ought to start a dedicated Thread for all of us that have been to Court with Repossession Orders; as reassurance to the others who will surely follow.

Is the £3k a quote for selling the house including legal fees?

Regards

Richard

ginalove

hi Richard , yes the 3k is inc of legal fees payable upon completion . do you have an opinion on my prob with elec & gas i dont know what to do i'm probably on wrong forum but regarding bankruptcy i dont know what to do about it thanks g

Richard_S

ginalove wrote: »

hi Richard , yes the 3k is inc of legal fees payable upon completion . do you have an opinion on my prob with elec & gas i dont know what to do i'm probably on wrong forum but regarding bankruptcy i dont know what to do about it thanks g

Hi gina,

I did see that; £15 for each meter; £120 per month. Are you sure it was £15 per week, and not per month? That is an horrendous amount.

When we were in rented acomodation we incurred some hefty bills, and then couldn't afford to pay them when we moved back to our old house. I contacted the companies concerned and offered them £25 per month and they were hapy with that. One of the companies was the supplier when we moved back to our old house and that didn't cause any problems.

It's difficult to know what to suggest if the outstanding bills will be included in your bankruptcy and they're insisting on meters.

I'll have a think and a look around. Keep bumping the Thread to the top so that is doesn't get missed.

Richard

ginalove

hi Richard thanks for reply it is £15 each for 1 week £120 a month i know it is my fault for not dealing with it sooner but they are due tommorow i think i will not answer the door and face it later i will pay them what we can . i dont think they will disconnect us because of the kids but it needs to be dealt with , i want to sort it out but £30 a week plus elec&gaswill cripple us totally this bill will follow us i know aghhhhhh!! g

jojopo000

ginalove wrote: »

hi Richard thanks for reply it is £15 each for 1 week £120 a month i know it is my fault for not dealing with it sooner but they are due tommorow i think i will not answer the door and face it later i will pay them what we can . i dont think they will disconnect us because of the kids but it needs to be dealt with , i want to sort it out but £30 a week plus elec&gaswill cripple us totally this bill will follow us i know aghhhhhh!! g

Hi
I work for one of the energy suppliers and hate to say this but if you refuse them entry to the property they can return with a warrant (if they havent already got one) and force entry to the property and also bill you for the services of a locksmith to install a new lock. In my training and just from generaly doing my job it doesnt take the energy companies long to get a warrant either.
I dont mean to sound harsh and am just trying to help as the last thing you need is more hassle. I also know that some, if not all of the energy companies have special grants in place to help people. I owe on my last property we lived in but thankfully it hasnt got that far.................................yet.

ginalove

thanks jo jo dont know what to do now , i just cant physically pay£60 odd a week for fuel ,such is life eh! g

jojopo000

ginalove wrote: »

thanks jo jo dont know what to do now , i just cant physically pay£60 odd a week for fuel ,such is life eh! g

Ask to speak to a Team Leader in the relevant department, and explain the situation re money etc and see if they can do anything> If they cant then go to CAB asap and get them to comunicate with the energy supplier. As they cannot leave you with nothing to live on hun and £15 on each per week is a awful lot. Can I ask how much the debt is for? As dont recall ever seeing that kind of repayment on a account..
Hope you can get it sorted Hun and I hope I have helped, even if in a small way. Let me know how you go and if you need any further advice please feel free to ask hun.

ginalove

further down the forum pg 3 or4 i have posted a thread with a fuller story on it g p.s. they called whilst i was taking the kids to school they will return next tuesday--gives me some time to try and sort it out !!

jojopo000

ginalove wrote: »

further down the forum pg 3 or4 i have posted a thread with a fuller story on it g p.s. they called whilst i was taking the kids to school they will return next tuesday--gives me some time to try and sort it out !!

Excellent news, hopefully the cab will be able to help, good luck with sorting it out, if you need any help let me know.

Richard_S

ginalove wrote: »

hi Richard thanks for reply it is £15 each for 1 week £120 a month i know it is my fault for not dealing with it sooner but they are due tommorow i think i will not answer the door and face it later i will pay them what we can . i dont think they will disconnect us because of the kids but it needs to be dealt with , i want to sort it out but £30 a week plus elec&gaswill cripple us totally this bill will follow us i know aghhhhhh!! g

Hi gina,

Is the £120 per month the cost of the meters plus a payment towards the arrears?

Richard