How do you live without a debit card

whatsupp

I am on a DMP with CCCS Ive had a bad year lost my job so had to reduce my payments so i have been getting the usual calls from creditors. I have no been in employment for 6months and am hoping to increase my monthly payments to the CCCS. I have a basic bank account with the A & L just a cash card. Is there any bank that will give me a debit card or even a solo card PLEASE HELP IM AT MY WITS END

gilligansyle

Nat West Step Account has no overdraft but a solo card.

postingalwaysposting

co-op do a cash card account (i think electron) and are usually used by people in financial difficulty. Other than that have you looked at a prepaid credit card *but please be wary with these as there are fees involved whereas the banks dont charge*

76Bramble

Hi, Halifax basic and Coop basic accounts both come with Electron card. I have both accounts and I've had no problems with either.

Scarlett.1974

The nat west step account is very good, comes with a solo card as stated and internet banking. If you do apply then make sure you're very clear that it's a STEP account that you want, not a current account

mummytofour

Also make sure that none of your crediters have a connection to your new bank. You could just get a pre-paid credit card, works like pay as you go phone.

debrag

I couldn't get an account with a bank that gives anything other than a cash card, can't use Halifax, BOS, TSB. HSBC was a cashcard, so I' with Nationwide.

I'm lucky that I can use my mums card when I need to or I just buy online through sites that allow paypal.

pinkpr1nc3ss

Clydesdale bank (Yorkshire bank in England) give you a Maestro card with their basic bank account.

malestrom07

Have you thought anout a pre paid debit card. I use sun Tuxedo and I'm well happy with it. Just bought return flights to Gran Canaria on it and it cost £1.50 on top of the flights, Bargain !!!!!

CCCS_Alan

Hello

If you use the following link Basic Bank Accounts, and in the Basic bank accounts section click on publications it will provide you with a list of accounts and what benefits the account offers.
Be sure that the account has no connection to any of your existing creditors though.

Hope this is useful

CCCS_Alan

debrag

malestrom07 wrote: »

Have you thought anout a pre paid debit card. I use sun Tuxedo and I'm well happy with it. Just bought return flights to Gran Canaria on it and it cost £1.50 on top of the flights, Bargain !!!!!

theres a monthly fee isn't there?