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Loan offers

Does anyone know why companies send you loan offers but then just decline you when you apply?
Two of my creditors have sent me loan information personalised to me, but then when I apply they decline it. Even though nothing has changed from when they sent the application to the time I apply?
Duh!
Do they just send out random applications to everyone they have details for??
Just seems like a waste of their time and money and very annoying for me....
DMP with Payplan
DMP Support number 287
Trying to lose lbs and save £££s!

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