Why a bank charges win doesn’t mean the end of ‘free banking’ blog discussion

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  • johnllewjohnllew Forumite
    1.9K Posts
    micko19 wrote: »
    I have gone to "Think Banking" they have guaranteed me no penalty charges ever on their managed account. For my wife and I to have a maestro card is 17.50 a month.
    They charge a set up fee of £25 plus £17.50 a month to manage your money for you - you pay in your salary, they pay all your bills for you and what's left you can draw on your cards. You won't get charged any unauthorised overdraft fees cause they won't let you go overdrawn. You're paying them good money to do something you should easily be capable of managing yourself.

    Bit of a waste of money.
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