Hi everyone

AnnCamRom

Hi everyone

Happy New Year to you all yh I know its the 21st of the month.

2008 has started off really well actually, The letters have died down and its nice to have money again. I have planned a holiday in May with my partner and I so can't wait.

Opening an account was relatively easily, but its only cash card account.

Can anyone give me any other accounts I can have with a card that can be used in shops and online.

At the moment I have the convienience of using my dads account and its lovely but I have to give it back. This chip and pin thing is good but before I get done for using the card in shops as its in my dads name I would rather get my own.

I have tried to open an account with the Co-op and they keep messing me about. But are there any others.:D

wherediditallgo

Hi Ann,

The Co-op is the best one, as it comes with a debit card, so in your shoes I'd grit your teeth & try to persevere with them. Other than that, try Barclays. You'll find more info in this sticky.

philnicandamy

problem with barclays they only offer a cashcard so you wouldnt be able to use online etc

fermi

Glad things are still going well.

While you are undischarged the Co-op is pretty much the only option for an account with a debit card.
The occasional person has had some luck with other accounts, but not reliably so.

There are plenty of pre-paid Mastercard/Maestro cards out there now which are accepted in most places. Search the forum for "prepaid cards" and there are plenty of threads discussing the various ones available.

I would keep trying with the Co-op though, since I can't see any reason why you shouldn't be OK for the account.

Once you are discharged a few more options open up, but even then it can be a bit hit and miss.

AnnCamRom

Thanks

I did go to Co-Op and get an account open in principle. U see where I live I have 2 different post codes. I was told my post code was on thing and giving people that post codes, but things like my BT bill come with a different post code. As well as some people think I'm a Miss and others use Ms.

Co-op are quite fussy about getting the right information, I have to take a bills with the same information on them or I'll never get the account open.

I'm checking out getting a pre-paid credit card too. At least I can't get myself into trouble, not that I intend to anyway.;)