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'Alliance & Leicester Car Insurance: An irrelevant promotion' blog discussion

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This is the discussion to link on the back of Martin's 'Alliance & Leicester Car Insurance: Probably the most irrelevant promotion ever seen' blog. Please read the blog first, as this discussion follows it.
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  • Kevicho
    Kevicho Posts: 3,216 Forumite
    (and my comment btw)

    The alliance & leicester give with one hand.

    And take away with several.
  • Stumpy
    Stumpy Posts: 1,110 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    I've just done my car insurance - the same way as every year. I get a renewal quote, then got onto confused.com, find the cheapest, then get onto quidco and (assuming there are no silly "catches" to the lowest quote) get cashback through them.

    So this year I got insurance for about £40 less than my current insurer was quoting, plus another £75 cashback with quidco. Can't be bad :beer:
  • Heinz
    Heinz Posts: 11,191 Forumite
    Part of the Furniture Combo Breaker Car Insurance Carver!
    Spot on Martin. I got:
    Unfortunately we are unable to offer you a quotation based on the information that we have collected. If you would like to speak to one of our advisors please call us, quoting reference number 12345678, on 0845 603 9763 or click on the ask us to call you link at the top of this page.
    Time has moved on (much quicker than it used to - or so it seems at my age) and my previous advice on residential telephony has been or is now gradually being overtaken by changes in the retail market. Hence, I have now deleted links to my previous 'pearls of wisdom'. I sincerely hope they helped save some of you money.
  • Badger_Lady
    Badger_Lady Posts: 6,264 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Yep, same here!
    Mortgage | £145,000Unsecured Debt | [strike]£7,000[/strike] £0 Lodgers | |
  • Hi, I was going to just renew with my existing insurer, but saw this and thought I'd try A&L - it was a bit cheaper, plus I got free breakdown cover which I didn't have before. Would recommend giving it a try, thanks Martin
  • I also tried getting a quote by calling number. As an Alliance & Leicestr customer told cud hav car brakdown FREE! quote was £10 cheaper than my Direct line renewal so happy!
  • Badger_Lady
    Badger_Lady Posts: 6,264 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Oh, you silly people!

    1) If you're actually from Alliance and Leicester (assumption made because you haven't posted anything other than this praise), you are simply spamming the forum and are not welcome. You will also notice that we're very savvy moneysavingexperts and are not fooled by such posts.

    2) If you're not, apologies, but you still shouldn't just go along with this campaign. Read Martin's tips on "Cheap Car Insurance" - you are almost guaranteed to find cheaper quotes and/or better cover for your money.

    If you are genuine people and have taken up the insurance, you are legally entitled to a "cooling off period" during which you can cancel. I would recommend you start searching for a cheaper quote now, and cancel the A&L quickly.
    Mortgage | £145,000Unsecured Debt | [strike]£7,000[/strike] £0 Lodgers | |
  • simons_2
    simons_2 Posts: 26 Forumite
    I was a More Than car insurance customer - late last year they sent me mail saying they would guarantee to beat my building and contents insurance quote. I took them up on it and their first quote was about £800 combined! My renewal policy from existing provider (which could have been pushed up much higher since I had made two minor claims) was about £350. I said to the agent on the phone, your quote is terrible. She then asked what my renewal quote was and when I told her she said, first, I can lower it to (a figure that was now about £500). I said, well you are still way over, so she then said, "Oh, sorry we cannot beat it". So...er...the guarantee is somewhat less than a guarantee it's just empty, pointless, time-wasting, misleading sales talk that is frankly called for what it is. Lies.
  • Phil
    Phil Posts: 98 Forumite
    I thought I'd investigate this so logged onto the A&L website and found car insurance.

    I used to use a broker to get my car insurance, which had quoted £355 to renew my insurance.

    But I wasn't going to tell A&L that, so I entered £200 as my renewal quote and got back £189.97. I then clicked on the back button and put it down to £100 and it returned a "phone this number screen". Oh well. I think clicked the back button again and entered £190, then £180 and kept going until I entered £105 and it returned £94.96!

    I then changed the assumed details to reflect that I would normally keep the car on the street and the amount remained unchanged.

    Now, I am actually selling the car but if I was renewing the insurance this would be a great place to start from because I could then go through the other sites with this quote as my bargaining tool!!!

    Silver linings and all....

    Phil
    Matched Betting Profits since May 2006: £467.33
  • Phil
    Phil Posts: 98 Forumite
    Phil wrote: »
    I thought I'd investigate this so logged onto the A&L website and found car insurance.

    I used to use a broker to get my car insurance, which had quoted £355 to renew my insurance.

    But I wasn't going to tell A&L that, so I entered £200 as my renewal quote and got back £189.97. I then clicked on the back button and put it down to £100 and it returned a "phone this number screen". Oh well. I think clicked the back button again and entered £190, then £180 and kept going until I entered £105 and it returned £94.96!

    I then changed the assumed details to reflect that I would normally keep the car on the street and the amount remained unchanged.

    Now, I am actually selling the car but if I was renewing the insurance this would be a great place to start from because I could then go through the other sites with this quote as my bargaining tool!!!

    Silver linings and all....

    Phil

    I've just gone through the moneysupermarket and confused searches and the best quote I got was £228.02...
    Matched Betting Profits since May 2006: £467.33
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