I Need Help!!

Ms_Sparkle

I would be really grateful if someone could please help me become debt free. I have done all the budgets, and have succeeded in following them, which is a miracle. I am also selling things on ebay, and doing all the extra little things like surveys etc to make extra money, but my problem is, I have £3000 on a credit card with a high interest and because I am a full time housewife, I can't shift it to anyone with a 0% balance or a low interest rate. All my income comes from my fiancee, with the only income I have being child benefit. I do not get child support from my 3 year old son's father, even though I have tried and I do not qualify for tax credits as my partner earns over the limit. I know it makes us sound like we're doing alright for money, but quite frankly we're not, due to each of us having debts from the previous relationships and having to pay them off as well as everything else. We live in rented accomodation so do not have anything joint, and that is whats stopping anyone transferring the card, but thats because we cannot afford to buy, and also I'm desperate to get married, and not to mention my partner has an extremely bad credit rating and can't get anything anyway. I can't go to work as my other son is only 9 weeks old, and I'm not quite ready to leave him, plus I'm breastfeeding, and somehow I don't think I'd get employed if I said I needed to feed my son. Does anyone know of anywhere that will accept credit card transfers based on this information. Many thanks x

always_amazed

hey; first thing to do is post a full State of Affairs (SOA) :

see this linkhere for more help.

Once you have done that; everyone will be able to help more as we'll be able to see where your money goes to and where you can cut back
xxx

Ms_Sparkle

Thanks, I couldn't figure out where everyone got there information from! Sorry x

always_amazed

Cool ,hope that link helped, there is another one here, a sort of portal to more links here

Also the other sticky at the top of the board is the DFW dictionary, IA wrote that, it's super useful.

Look forward to that SOA!

xxx