bankruptcy in scotland question?

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i hope someone can help me if i take out a new bt phone line with a new 12 month contract now will i still be able to keep ther bt line if my bankruptcy date is after the new laws change in scotland on the 1st april 2008?
will i only need the bt line to be in credit when the bankruptcy goes through after the 1st april?

cheers,

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  • fermi
    fermi Posts: 40,546 Forumite
    First Anniversary First Post Combo Breaker Intrepid Forum Explorer
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    We can be a bit short of people with experience of insolvency in Scotland at times.:confused:

    If you were in England I would say that it wouldn't matter unless you were in serious arrears (i.e. not paid a bill by the due date).

    While you wait and see if anyone else can answer definitely, there is a forum HERE with a Debt in Scotland section where issues to do with sequestration/bankruptcy are regularly discussed.

    Some National Debtline advisor's are also experienced in this area (although it can be pot luck who you speak to).

    http://www.nationaldebtline.co.uk/scotland/
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Richard_S
    Richard_S Posts: 4,432 Forumite
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    Hi msampson,

    We took out a new BT Broadband contract and it was up to date when we were declared bankrupt, and it was never questioned. I know the laws are different in Scotland, but telephones are classed as a utility and one that would be expected to be kept up to date, and therefore not classed as a creditor.

    Richard
  • msampson
    msampson Posts: 309 Forumite
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    cheers for your help which i really aprectiate.
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