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ipo question

caseyj
Posts: 76 Forumite
Does the O/R let you know if you dont have to contribute from you wages,or do they only send a letter if you do,its like been in limbo,i got a letter saying i can keep my car and a seperate letter saying i had to give them my tax from my wage,
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Comments
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Hi casey
I went b/c end of nov,had phone interview in early dec and got letter saying an IPA would begin in jan. I think a lot depends on how busy your OR is. They do not back date it ,the 36 mths start from the date of the first payment.Hope this helps.DalipFree impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D0 -
Hi casey
I went b/c end of nov,had phone interview in early dec and got letter saying an IPA would begin in jan. I think a lot depends on how busy your OR is. They do not back date it ,the 36 mths start from the date of the first payment.Hope this helps.Dalip0 -
To be honest i guessed i would get one and i was not bothered. When i had my interview i was £117 a month over so i got an IPA of £50 per mth. That to me is peanuts compared to what i had been paying so i was quite happy with it. Some try to avoid an IPA/IPO but i feel better paying something back. Each to their own i suppose.DalipFree impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D0 -
I can't ever recall hearing of the OR's office writing to someone to tell them that they WON'T get an IPA.
The OR's try to keep non-essential admin to a minimum because of time/cost constraints.
Considering that you have already heard about the car/tax I think it's unlikely that you will now get an IPA, but as always that can change if your circumstances change.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0
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