Applied for Loan... Agreement Forms Signed... Can a decision change?

envy_2

Evening All,

This is a more of a general enquiry before i take enquries further with NatWest tomorrow.

I applied for a loan earlier in the week, it took them two days to decide it was OK. In that period i tried a few others (un-succesfully may i add ).
However today recieved papers saying i have been accepted, subject to signing the form and 'papers being in order'. Papers being in order is strange, as its only one paper which i give agreement on!

The papers form the basis of the loan and i just have to sign and return the papers. However i spoke to a telephone advisor and they said the following applies:

1. Decision in Principal made
2. Sign and return forms
3. papers go to 'manual underwriters' to ensure OK
4. Monies issued

Unfortunatley i need to know by tomorrow and papers only came today!

So, i was wondering whether banks generally change thier mind at this point? the forms do not require me to add figures e.t.c, just to sign agreement and return.
Thanks for any help :beer:

Jay662

Hello there,


This is the exact position i find myself in with the RBS, just wondering how you got on?