11 year old debt

daveandjo

THanks Debt Free Chick, my PC won't let me open the link, would you kindly cut and paste onto a reply????!!!!! Also, the letter from Debt Managers Ltd has no reference to when the date of the debt was, only a reference number, so if i tell them to sod off cos the debts too old are we acknowledging the debt??!! Thanks again!!

p.s i'm not easily threatened but better make sure the kids don't open the door and let in Mr Stranger wanting money!!!!

smashedbooboo

As long as you put on your letter i do not acknowledge his debt to your company you are not admitting the debt.

Debt_Free_Chick

daveandjo wrote: »

THanks Debt Free Chick, my PC won't let me open the link, would you kindly cut and paste onto a reply????!!!!!

Bollox - the link don't work, does it? :rotfl:

Try this one. Then click on the link at the end.

Also, the letter from Debt Managers Ltd has no reference to when the date of the debt was, only a reference number, so if i tell them to sod off cos the debts too old are we acknowledging the debt??!! Thanks again!!

the link to that letter does not admit that you owe the debt. Indeed, it refutes any debt at all, based on the assumption that the lender is completely "out of time". They only have six years to "file a claim". After that, they are barred, in law, from taking any action at all. :T

p.s i'm not easily threatened but better make sure the kids don't open the door and let in Mr Stranger wanting money!!!!

Good move, but don't worry too much. Once you send the letter, I think you'll find they'll go away

daveandjo

Thanks for your useful info! I have written the letter and will send it registered tomorrow, will let u know what response we get incase anyone going thro the same!
:rotfl:

daveandjo

We had a letter this morning from Debt Managers saying they have returned the file to Aktiv Kapital and they will be taking no further action!

No doubt Aktiv Kapital will be trying their luck again......

RAS

AK are well known for buying out of date debt.

Whether Debt Managers are allowed to send the debt back to them depends on the relationship between the two. I have some sort of recollection that Debt Managers may be part of the same company or group of companies.

Most likely you will hear nothing, but if AK get in touch just send the same letter and then demand confirmation that they have removed all reference to you from their files. If that is not forthcoming, set the Information Commissioner on them.

ellsfire

RAS wrote: »

our old friends again - try a seach on them both.

Are you in sctland as you need a different letter.

hello i hope someone reads this
helpppppppppp
firstly no idea where this debt has come from but
amount due to aktiv capital from what i can tell has been passed to debt managers ltd
i know i can ask for a copy of the credit agreement but unsure if it clashes with scots law
can anyone help me ?