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I don't want to use an IFA

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Comments

  • dunstonh
    dunstonh Posts: 121,240 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    He knows what he wants, what he wants is legal and contractually possible, why should he have to seek permission from (pay a bribe to) an insurance salesman to go ahead with it?

    I'm not aware of any insurance salesmen that will do this transaction.
    An S32 derives from an occupational pension, so he will never have needed an advisor before.Why now?

    Two wrongs dont make a right ;) As has been said already. It's to do with liaiblity.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Okay the penny has dropped.

    The crunch thing here is the fact that a section 32 is considered to be an occupational scheme regarding further transfering. Is an EPP also considered to be in the same mold?
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