Credit reference query...

koe_182

i've just signed up for https://www.annualcreditreport.co.uk who apparently give us free credit reports, anyway i've just had a look on mine and it appears some of my fathers credit accounts show on there, credit cards etc.. its probably down to him sharing the same name but i have a middle initial.

they are all showing as good and no bad things AT ALL on them. all appear to be settled also.

should i make a effort to chase them up and get them removed or shall i just leave them to boost my history?

carpetbelly

I'd probably get those looked into in more detail. If you apply for things going forward the date of births won't match or will just differ across your file and this wouldn't be good for it.