Credit Report: Does it show ODs & ACs??

always_amazed

Hey;

Just wondering if anyone knows if a credit report shows your ODs and accounts open withdifferent backs, or is it purely for credit cards/loans/ morgages etc?

It's just I really want to open an account through Quidco for my MB/ eBay/ Quidco stuff; but I also do NOT want to change my current account over as my bank have always been very good and efficent (and are letting me keep my 0% student OD till summer 2009 also )

xxx

Little_Pickle

Hi AA,

I'm not sure about all banks, but I know that A&L show you as having a 'missed or late payment' if you go over your overdraft... I went over by 12p because my wages were messed up and I now have it showing on my credit report!!!! GRRRR!

LP
xox

always_amazed

ooooh that's annoying! Well I'll maybe just apply for it; transfer my DD's over to it, and keep it like that for a few months (3 is how long it takes the Quidco money to come in). Then I'll move them back over but by then I should be using it as a Quidco etc account.