Dentist Treatment

redrabbit29

This is the right section for this post I think.

I was wondering if you think that those dentist plans you can go for (e.g. £12 a month) are a good investment. I currently don't have a dentist, and haven't been to one for about 7 years.

Obviously NHS are hard to come by these days, so was thinking about paying a monthly fee for checkups and minor treatments?

Do you think it is a good use of money? It is pretty important to long term health I think, so kind of think I should go for it.

debrag

Well I'm thinking of going to Denplan. Like you I can't find an NHS dentist. I haven't been for years and really do need treatment.

Toothsmith

Go to the health & beauty moneysaving section, and theres a review of Dental Insurances with links to various discussion threads.


For a lot of them, you need to be dentally fit in order to join (That means any necessary treatment must have been done first). It will then cover anything that occurs whilst you're covered.

2_fast_scoots

these monthly fees are ok if you get a check up and a polish every six months but if not id save the money and get treatment when i need it

sheilavw

I am with Healthsure and for monthly fee you get your dentist, glasses, specialists, hospital stays etc. They also just do a dental plan cheaper than denplan

debrag

do they include the same treatment as Denplan? Do you have to pay then claim back?

debrag

2_fast_scoots wrote: »

these monthly fees are ok if you get a check up and a polish every six months but if not id save the money and get treatment when i need it

it's cheaper to get that without monthly fees. As Martin says

"Furthermore, if your teeth naturally look like Tom Cruise's or Jennifer Aniston's and don't visit the dentist very often, paying hundreds of pounds a year for dental insurance is money down the drain.If that's the case then PAYG is a good deal. However those likely to need regular treatment should avoid it, as either you'll pay a whack or you'll feel discouraged from going to the dentist due to the cost and this could damage your teeth."

redrabbit29

Toothsmith wrote: »

Go to the health & beauty moneysaving section, and theres a review of Dental Insurances with links to various discussion threads.


For a lot of them, you need to be dentally fit in order to join (That means any necessary treatment must have been done first). It will then cover anything that occurs whilst you're covered.

What I'm worried about is going to the private dentist and them quoting about £5000 just for some fillings and other work. My teeth aren't bad or anything - never get many tooth aches (or I would have been to the dentist), brush them twice a day, don't eat much sugar, etc... but I am worried about a HUGE amount of work needing doing.

SarahNeedle1872

I thinkit depends on how bad ur teeth are.... I asked this question a while ago, but decided against a plan as my teeth are fine, no holes or fillings, and just need a polish every 6 months or so....
I couldn't get an NHS dentist, and my first appt at the new one was £46 (apparently they cost more for the 1st appt?). She told me not to come back for another year unless I had a problem.
I save £10 pm towards the dentist, which for me is better than paying into a plan, but if I have problems later on, I will have a look again.

HTH

Sarah x

moneydesperate_x

I am with denplan and have been for about 3 years now.
My teeth are not very good (not through any fault of my own apparently) and I already have 2 crowns at 30!
I have only recently had one of these crowns done and denplan covered the £375 cost of the crown, which being on a strict budget was a life saver for me.
I agree with everyones comments, I think it depends on how good your teeth are.
It works for me as ive had a lot of work done and i just couldnt afford to pay for it out of my own budget pocket, so i pay £20 a month to denplan.
If after a year i dont have as much work needing doing I would consider cancelling it and going it alone!

LJD1_2

I'd agree with moneydesperate because my teeth are awful too. We were NHS but our dentist is stopping all NHS treatment. We can either pay as we go or take up denplan. If we take up denplan the children will be treated for free until they're 11. I can't get us an NHS dentist nearby so I reckon it's our only option.