Tues 15/01/08 What Small DFW Thing Have You Done or Will Do Today?

mickey_mouse

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I will:

- try to have a nsd
- do my daily clicks
- do a ton of competitions
- use store cupboard foods

hope everyone has a great day:D

newmum1

Today i am going to work in the office (i usually work from home) therefore I can :
park in my bosses space (he's not in today) save my money as dont have to pay for parking
charge my phone
use the electric for laptop
have a NSD
take my lunch with me

SpongeBobSP

Hi,

I have brought my own lunch from home (sandwiches and home-made dessert)

Regards

MiniLaura

Today:

Homemade lunch at work
Put some more stuff on ebay
Get council tax and housing benefit sorted out - overpayments!! :eek:
Continue to work on budget!

mickey_mouse

just ordered a piggy back voucher for Boots:D

savingforarainyday

Today i will

not be having a nsd:eek:

I will have to spend £2 on carparking as i need to take ds for english lesson and it is pssistently raining and if he's sopping wet he will never concentrate

I will return my pyjama top and get a refund from Primark £1.50

I will go to boots and credit the points i have from doing my xmas shopping in the sales to my new card, old one broke lol.

I will make a meal plan for rest of week

Go to Bank and pay in ds xmas cheque

I will buy some basmati rice and a loaf of bread, that IS all i need

I will calculate the capital allowances i should have done yesterday.
Instead i spent the day getting insurance quotes and doing moneysaving stuff on line.

I will do some clicks and

I will renew the library books

and i try and avoid the raindrops.

Have a dry nsd:D

sans_2

Hi,

Where is everyone today. Sophiesmum hope you're not too tired now you are back at work.

My DFW things for today:

Boots - used my points
1 x Homer Simpson deodrant & body wash £1.25 reduced from £5 (to put away as part of X'mas present for brother in law - DH to give me the money back)
1 x tea and bisscuit in tins set £2.50 reduced from £10 (for part of sister in laws birthday present - DH to give me money back)
1 x Quality Streets chocolates £1.06 (will probably bring them into work day after my birthday for colleagues)

Sainsbury's - £0.13
1 x washing up liquid
2 x 4pk small bottles of diet cola with vitamins

Wrapped up sister in laws birthday present for DH (he will give me money back for my purchases saving him time and the extra money he would have spent).

Posted off Ebay item (well my mum did).

Asked to work from home tomorrow so gave sister my bus pass to use.

Will do my piggy clicks if I have time.

Will post my gas and electric readings if I can log online.

slowlyfading

-paid in a cheque from my birthday
- bought the cheapest birthday card i could find
- my friend bought me tea out to say thanks for all the work i did for her this afternoon
- piggy click
- quidco clicks

Mandoo_2

Spent £6 posting an eBay parcel, and spent £1.50 on a pocket notebook to help me keep track of my spending.
I just hope it helps!:p