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Test Case Day!!!!

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Comments

  • debrag
    debrag Posts: 3,426 Forumite
    would the banks be able to close your account if you claimed back your charges?
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    debrag wrote: »
    would the banks be able to close your account if you claimed back your charges?

    No, they've already established that this was unlawful
    No longer using this account for new posts from 2013
  • debrag
    debrag Posts: 3,426 Forumite
    oh good as I find it hard to get an account so kind of need the one I have
  • wornoutmumoftwo
    wornoutmumoftwo Posts: 1,250 Forumite
    I've been looking forward to this day for a while, though I know it's only the start of it really. I'm keeping my fingers and toes crossed.
    Payment a day challenge: £236.69
    Jan Shopping Challenge: £202.09/£250
    Frugal Living Challenge: £534.64/15000
  • oscar52
    oscar52 Posts: 2,272 Forumite
    jumpingene wrote: »
    Does anyone know, if they decide charges are unlawful (or just too high), whether everyone will get charges back automatically or whether we still have to apply? I've been holding off on my claim, waiting for today!

    The case isnt to decide the legality of the charges, its to determine if the charges fall under the Unfair Terms..... - if its decided they do, then the OFT can decide on the legality itself.

    As for needing to write to banks, the OFT could also order the banks to refund customers any charges applied.
    No Longer works for MBNA as of August 2010 - redundancy money will be nice though.

    Proud to be a Friend of Niddy.
    no idea what my nerdnumber is - i am now officially nerd 229, no idea on my debt free date
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