Please help i can't sleep for worrying

Options
Hi everyone,its taken me a long time to face up to reality but things are so bad i dont know what to do .
Please dont judge me on the first problem as i feel so bad about it but i have a gambling problem big time. I know this sounds crazy but i haven't gambled for a week and i am honestly not bothered.
My main problem is the debts i have mainly from gambling.
I am not sure what i need to do here but i think a list of everything owed and income will help you understand how bad things are , so here goes,

Income £1100-£1250 per month

Debts
Credit cards £16000
Mortgage £44000 (house worth about £85-95000)
Secured Loan £13000
Unsecured loan £11800

Outgoings
Mortgage £338
Loan £216
Sec loan £160
Credit cards £380
total
£994

Other outgoings eg water gas tv insurances etc just over£200

Total outgoings around £1200 per month

So as you can tell some months there isnt enough coming in to meet all the payments and thats without any food or anything else

I have maxed my cards trying to keep going but now they have run out i dont know what else to do
I have no family to help and i am a single parent aswell

I have kept all this to myself until now and i can't sleep at all
Every waking moment is filled with thought of what can i do next

MY home is all i have left and i have lived here all my life and to lose it would be the last straw for me . The only thing thats keeps me going is the kids.

Please please can someone help

Comments

  • Adrasteia01
    Options
    Hi,
    Just to let you know you've double posted. I'd suggest deleting this thread and sticking with the other one near the top of the page as it has the replies and looks to have begun with the same post.
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 343.3K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.7K Spending & Discounts
  • 235.3K Work, Benefits & Business
  • 608.1K Mortgages, Homes & Bills
  • 173.1K Life & Family
  • 248K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards