Can a bankrupt get a student loan?

chird

Currently I am half-way through a 3-year sequestration/bankruptcy in Scotland, and would like to start a new course a full-time student. Would I be able to get a student loan?

Thanks

tigerfeet2006

Their have been several people on here who have got a student loan with no problem after they have gone BR.

fermi

As Tigerfeet says, the BR should not cause a problem.

Student loans are assessed for your eligibility (course etc), but a Credit Reference check is not part of it.

tight_jock

chird wrote: »

Currently I am half-way through a 3-year sequestration/bankruptcy in Scotland, and would like to start a new course a full-time student. Would I be able to get a student loan?

Thanks

We had a guy on here last week who asked the same thing. He actually rang the loan people and was advised that BR was not an obstacle to a student loan.
However that was in England. BUT I see no reason why there should be any difference up at home.
:beer:

jenryan75

i am a student and i also am a past bankrupt, went bankrupt in 2003 i can get no credit at all not even a normal bank account but i did get the student loan from student loan company not from a bank or owt though.

pre-reg

tight_jock wrote: »

We had a guy on here last week who asked the same thing. He actually rang the loan people and was advised that BR was not an obstacle to a student loan.
However that was in England. BUT I see no reason why there should be any difference up at home.
:beer:

that was me.!!!

... i rang and spoke to the student loan company and they said bankruptcy does NOT make a difference to your application.

I should think the situation in scotland should be the same. Best thing to do would be to call and ask the loan company direct.

Thanks

eklynne

*wee bump*
Just to advise, in Scotland, the application for a student loan does ask the dreaded bankruptcy question, but don't let it put you off, bankrupts are still eligible for the loan.
After talking to lots of folk it would appear that my Uni is FULL of bankrupts. I suppose if you're going to be skint for a good few years you may as well put the time to good use eh?

LilyBart

Does the same apply to Open University? I've been thinking of doing a part-time degree but can't imagine being able to afford the fees.

eklynne

Not sure about fees, or how the OU works for that matter.... the super fabby education system in Scotland means we don't pay fees at all up here thank you Mr Salmond

tmcd01

LilyBart wrote: »

Does the same apply to Open University? I've been thinking of doing a part-time degree but can't imagine being able to afford the fees.

It is the same with OU. I am doing a course at moment, started Feb 09. If you are on low income then you can also get course grant of £1050 and all your course fees paid (up to £675). If you are lucky enough to live in Gods Country (Wales ), then you can also get adult learning grants and dependants grants (if you have kids). This is all grants and do not have to be paid back and the OR is not interested in them. Br does not affect you at all.

HTH

Tim