2 debts left to pay.

bonnie_2

Luckily we got £385 back in bank charges and £246 back from bos that they nicked out of our account so this will pay the credit card of. Leaving 1 left at £520 and a catalogue of about £900.
My eldest leaves school this year, so will lose her tax credits then, so i really want to pay them by then.
I thought about the challenge of only buying food, underwear and uniforms to see if i can clear it by then.
Considering we owed about £30,000 in 2003 forget the exact figures now, we have done pretty well, but am getting sick of it now.
wages. 1200
tax credits/carers allowance £800
child benifit £170

Rent £376
ct and tv licence £90
electric £80
gas £40
water £16
petrol £60
insurance £45
car tax £20
hubby won't negotiate on following
sky £30
mobile contract £35
ntl £50ish
washing machine and cooker rental about £40 but they do pay repairs and we get a new one every year.
Housekeeping £400 but includes everything, including kids stuff.
Can't think of anything else.

Pleasemakemerich

Just a thought, I'm with VirginMedia (formerly NTL) and they provide my digital TV, broadband and telephone, I was paying £64 on average a month for this.
I contacted their call centre to make sure I was getting the best deal.
I am now on a faster broadband, XL tv service, free landline calls 24 hours a day and half price mobile calls, all for £39.50 a month. The only downside is that I have to agree to stay with them for 12 months, but at these prices, I don't mind.

If you don't ask, you don't get!

splishsplash

Hi,
Just a thought - it seems like your outgoings are just about £50 short of being covered by wages only... if you could shave that off the £400 figure, you'd still have all your tax credits/carer allowance and your child benefit to throw at your debts. That's a total of £970 to work with. If my sums are right, then your £500 could be cleared in one month, and your catalogue should be history by end March!
Well done, you're on the home stretch now, stick with it!

Need_To_Sort_It

Hiya, I bet you are sick of it all now but just look at what you have achieved!!! How fantastic is that!

**Amy**

Just wanted to say well done for paying off that much debt. Bet you are sick of it now, but just think, finishing line is in sight.

x

MoneyGypsy

You're so close - well done and stick with it!!

:T :T :T :T

lilmoi1985lm

very inspiried by this thread. well done and enjoy being Debt fre for the rest of your life!!! xx