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My S.O.A. Please somebody HELP!!!!!!

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  • RAS
    RAS Posts: 36,175 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Last Op was my thought too but... You have to convert to a buy to let mortgage or you invalidate the insurance (I think), so check this out properly. Also if you get a buy to let mortgage you may get stung with the early redemption charge.
    If you've have not made a mistake, you've made nothing
  • Thank you for your advice. I dont think we would get enough rent to cover mortgage but I will look into it.
  • pollyanna24
    pollyanna24 Posts: 4,391 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I would check into the renting out your house option. When we did it a few years ago, all I did was ring up the lender and they sent me out a letter confirming that we were allowed to rent it out. No extra charges, no diff mortgage, nada.

    I assume then you could ring up the insurance company and let them know what's going on.
    Pink Sproglettes born 2008 and 2010
    Mortgages (End 2017) - £180,235.03
    (End 2021) - £131,215.25 DID IT!!!
    (End 2022) - Target £116,213.81
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