MY SOA - Any advice

timbo86

Ok im not struggling by any means but i could always do with more, just wondered if anyone had any advice on ways i could have more per month spare.

Me and my partner bring home a month between us £1807

Rent £475
Car Loan £175
Council tax £132
Gas/elec £18
Water £18
Phonebills £50 thats £25 each roughly and we use all our free minutes and text
Loans £257
Sky £35
Dentist £10
AA £13
Food per week £30

We have a cred card with £1030 on it interest free for the next 10 months where we just pay off what we can.

I cant think of anything else off the top of my head

kinkypixie

I would have to say that the first thing to do is ditch Sky, you will really have to live without this for a short time, believe me, you won't miss it. Cut back on the phones if at all possible.
What do you pay out on petrol and car stuff??? What about other transport costs.

I've worked out you have about £594 left over each month, I suggest paying off £100 each month on the credit card and you'll have cleared that by the time the 0% period is up. Still leaving you nearly £500 to play with.

GeorgeUK

Is that your full expenditure? No petrol / internet etc?

Not much to say from what you've posted except possibly the council tax - if you are paying this over 10 months, you could ask to pay over 12.

timbo86

Fuel is £20 a week internet is free through sky