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Advice Desparately Needed....

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Comments

  • Merlot
    Merlot Posts: 1,890 Forumite
    Well done for all the action, you are doing really well. Let us know how it is going and the outcome of the second job..

    Merlot
    "Wisdom doesn't automatically come with old age. Nothing does, except wrinkles. It's true, some wines improve with age. But only if the grapes were good in the first place." — Abigail Van Buren
  • lilac_lady
    lilac_lady Posts: 4,469 Forumite
    You've helped yourself by posting on MSE. Keep reading the other members' DFW posts, they'll inspire you and keep you on the right track.
    " The greatest wealth is to live content with little."

    Plato


  • Merlot
    Merlot Posts: 1,890 Forumite
    Just having another look, can you apply for another 0% card for the Lloyds balance, it would certainly help you. DO NOT DO THIS IF YOU HAVE TRIED IN THE PAST 6 MONTHS AND BEEN REFUSED, it could affect your credit rating further.

    merlot
    "Wisdom doesn't automatically come with old age. Nothing does, except wrinkles. It's true, some wines improve with age. But only if the grapes were good in the first place." — Abigail Van Buren
  • I have tried in the past couple of months so didn`t want to risk it again, and reading your advice i`m glad i haven`t tried!
    I got offered 0% on my existing mint card but i don`t have enough credit left on my card to d it which is a bit of a !!!!!!!
    Hey Ho i`ll keep plodding on!
    AT LBM 7/1/08 (£24,018.09)- 25/09/11 (£13,032.25) - 26.04.15 - £6,429.70
    LLOYDS TSB CARD £1,168.56 Loan 1LLOYDS TSB £5,261.14
    :j Heading in the right direction!
    Its taking so long......:(
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    Have you signed up to cash back sites, (can do free clicks etc)
    I use
    Quidco
    Mutual Points
    Greasy Palm

    SOA
    Mortgage - bin it
    £10 mth account - sounds like your paying for a premier account - swop it (save £120.00 yr)
    Electricity - thats really high - are you on prepayment, or meter - look at changing supplier - cash back through quidco/

    From just reading the thread youve already made a bit start xx
    xx rip dad... we had our ups and downs but we’re always be family xx
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