📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Currys Creation bnpl

RavingMad
RavingMad Posts: 940
Part of the Furniture 500 Posts Name Dropper Combo Breaker
Forumite
edited Today at 5:12AM in Loans

I'm annoyed at myself right now

Had to replace the dishwasher just after Xmas and chose Currys pay it later option. I forget to set myself any reminders to pay it off!

Fast forward and I see a payment to Creation pending. Racking my brain as to what it is, I search my emails to find the answer

So, now that the 9 month interest free period has elapsed, if I try to pay off the full amount, Creation add a ton of interest back dated to when I first bought the dishwasher!

I guess it's my fault I didn't log on to Creation in the beginning to set up some sort of notification? Lesson learnt and hopefully someone might save themselves the error I made :(

Comments

  • RavingMad
    RavingMad Posts: 940
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Forumite
    edited Today at 8:01AM

    Yeah, very true in my case

    My fault and an expensive lesson

  • MEM62
    MEM62 Posts: 5,752
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Forumite

    Don't beat yourself up too much about it. I am sure that it is not an uncommon oversight and I am sure that you won't let it happen again.

★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.8K Banking & Borrowing
  • 254.9K Reduce Debt & Boost Income
  • 456.2K Spending & Discounts
  • 248.4K Work, Benefits & Business
  • 606K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.