Pension for a young person

Baldytyke88

https://forums.moneysavingexpert.com/discussion/comment/82185548#Comment_82185548

It's great if his granddaughter can benefit from 40 years of stock market growth, I have done that for my daughter.

maxaxe

I put money in my daughter's JSIPP and regret it. Probably will not be putting more in the future.

The reason is different to others though, and to do with current pension rules. I am far from using my full annual allowance and realistically nor will my daughter. We are better off if I put additional money into my pension, access it when I can, take the tax free portion, then gift it to her to put into her pension.