When is going to be the best time to transfer SIPP?

wjr4

https://forums.moneysavingexpert.com/discussion/comment/82160273#Comment_82160273

which fund is chatGPT mentioning for the new pension?

tetrarch

https://forums.moneysavingexpert.com/discussion/comment/82162216#Comment_82162216

I didn't say "GO". I said "GAP". If you are invested then you are long-term long the market. The risk when you are transferring not in-specie is that you are out-of-the market, thus exposed to the market rising suddenly, not falling.

This isn't about a market view, just my personal view of the intra-two-week risk whilst the transfer is being executed. Predicting the likelihood of an opportunity loss vs an opportunity gain

Regards

Tet

PS One thing that irritated me was that I couldn't expedite the cash transfer by paying a fee with ANY of the transferors. All the cash transfers were executed by a 3 day BACs transfer. I was fully happy to pay a CHAPS fee to hurry along the payment as it was beneficial to me given the sums involved.