We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Advice on debt email received

Hi


I am just after some advice around an email I received today around a debt I apparently have, I believe this is not genuine as I have not had any contact from the 3 companies mentioned but I am just wondering if anyone can confirm this, it lacks a reference and a company address and contact details so to me I think it’s fake.


please see attachments 


any advice appreciated 


many thanks

IMG_2798.png IMG_2799.png IMG_2800.png

Comments

  • Hi


    I am just after some advice around an email I received today around a debt I apparently have, I believe this is not genuine as I have not had any contact from the 3 companies mentioned but I am just wondering if anyone can confirm this, it lacks a reference and a company address and contact details so to me I think it’s fake.


    please see attachments


    any advice appreciated


    many thanks


    IMG_2798.png IMG_2799.png IMG_2800.png
  • ArtyJ931
    ArtyJ931 Posts: 394 Forumite
    100 Posts Photogenic Name Dropper
    edited 28 September at 3:08PM

    Anything real regarding a CCJ will come in the post. I’d suggest moving this thread into the main board rather than the diaries section for more responses :)

    DFW info LBM: March 26

    Total 03/26 69,481

    My DMP Diary - year 1

    "You put one foot in front of the other and one day you look back and see that you have climbed a mountain" Ready for the climb.💪

  • GrumpyDil
    GrumpyDil Posts: 2,373 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited 28 September at 3:08PM

    As above you would have received letters from the courts about these claims if it was genuine.

    Interestingly there is a Jacobs Enforcement but not using the domain referenced in the email and there isn't a website using that domain.

    Oh and ask yourself how they would have got your email address if you haven't been in touch with them.

    100% scam.

  • sourcrates
    sourcrates Posts: 32,949 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    edited 27 September at 12:17PM

    This has been doing the rounds for years, old Adam again lol.

    Its a scam, there is so much wrong with that email its hard to know where to start.

    First off, anything of a legal nature would come in the form of a letter before action, a standard regulatory form sent under the civil procedure rules, that must be completed and returned within 30 days, it would come from the creditors solicitor, not a bailiff company, and would be in the form of a letter in the post, not in an email.

    In the case of Lowell, who are a genuine debt purchasing company, It would be sent by their solicitor, who are called Overdales, and would contain the name of the creditor, the amount claimed, as well as the account number, all of which have been omitted.

    This email has been posted on here a few times previously, its an old scam, that simply does not stand up to scrutiny, so we can say with 100% confidence that you should just delete it, ignore and move on, its basically complete and utter rubbish.

    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • fatbelly
    fatbelly Posts: 24,091 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier

    Totally fake. I heard someone on a daytime bbc show last week going through this in far more detail than it merited.

    If we keep going through the errors in this, the scammer may eventually improve their work.

    As a general overview, when it comes to debt, ignore all emails, texts and phone calls. Anything genuine comes through the post.

  • sourcrates
    sourcrates Posts: 32,949 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper

    It appears you are a target for these scammers as this is the second one you have posted about.

    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.6K Banking & Borrowing
  • 254.8K Reduce Debt & Boost Income
  • 456.1K Spending & Discounts
  • 248.2K Work, Benefits & Business
  • 605.7K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.