Advice needed before starting a DMP

flamingo22

Hi, just wanted to pop back and see how you're getting on since you've cancelled your payments? This is my first month of cancelling and I feel so relieved, hope you do too.

Debttoeyeballs

hi. Thank you

So all first payments have been cancelled. This month has been a breath of fresh air actually using my money to buy food and expenses and not using the credit cards. Has felt so much better. I still have a lot of fear and worry about the future and what will happen but couldn’t go on as I was. I’ve been in touch with stepchange. I think they are very busy so not really heard much from them. I’ve had very little contact so far from creditors. I know this will step up and hopefully I will be a bit more secure in my decision as this happens.