We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Over the 6 year BR rule and still no overdraft facility
Hello
I'm well over the 6 year BR rule and still cannot get even a low overdraft.
I checked my credit file and it is clear.
Don't really need it but it is a good safety net sometimes, but still can't get one.
Anyone have any ideas?
Thanks
Comments
-
Are you still using a basic bank account that doesn't offer the facility?
1 -
No I have a standard current account. I have switched many times and still the same problem.
0 -
Don't really need it but it is a good safety net sometimes, but still can't get one.
If you do not need it then avoid having one. Not only is it one of most risky ways to borrow it is also one of the most expensive. An emergency fund should be your "safety net", not borrowing.
0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.4K Banking & Borrowing
- 254.8K Reduce Debt & Boost Income
- 456K Spending & Discounts
- 248.1K Work, Benefits & Business
- 605.4K Mortgages, Homes & Bills
- 178.9K Life & Family
- 263.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards