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DMP Advice
Comments
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Yeah credit cards are ok to be paid by standing order but loans need to be DD, but I'll just setup anyway and see if it's accepted, I can't see them declining either.
Positive news my old bank account is now out of its overdraft and in positive balance so I'm going to personally update my budget on stepchange website when I finish and remove it from the DMP, regardless of what they say if I can
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Look don't say ' if they accept it' You decide what you pay and they will never reject a payment, they know if you are on the ball it is either what you pay or nothing.
Always remember you are in charge not your creditors. Don't contact them by phone and ask for communication in writing.
If you go down to the woods today you better not go alone.2 -
If you wait for accounts to default, then you bypass all these other sideshows and issues surrounding creditor re-payment plans.
Debt collectors only care about one thing, money, and they are not bothered how you pay them.
I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1 -
Cheers guys, again. New to it all and learning as im going along, yeah I'm getting the vibe they'll accept payments regardless of amount. Pretty much everything is done now so just waiting in the start date tbh. I'm in such a better place mentally sorting it all over the weekend and following your guys advice. Thanks again.
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