Relying on growth only to grow pension pot?

MK62

This site might help with gilt ladders…… https://lategenxer.streamlit.app/Gilt_Ladder

It's a tool you can use to create a virtual gilt ladder, and then use that information to create a real one in your SIPP (it tells you what gilts you need to buy today, to fund an annual withdrawal of £Z for X years starting on D date - you can model monthly or annual withdrawals, conventional or index linked gilts (though index linked might be preferable for longer periods)…….it also lets you model tax and interest rates (though it does warn about interest rates - trying to predict those over long periods is like trying to knit sand)