We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
12 months interest free at PC World ...
spendaholic
Posts: 1,554 Forumite
... but only, it seems, if you ask.
PC World, when asked what finance they offered, firstly mentioned their normal 4 years credit with interest. There are signs up that say 9 months interest free, but I asked if they didn't do 12 months interest free ... and they do.
If you buy your item today, you pay no deposit and a minimal monthly fee for 11 months. Then, you can either pay the balance plus a £25 finance charge by the end of the 12th month, or you slip over into their extremely high APR for the remaining 3 years. If you know you will need the full 4 years credit, it's cheaper to take that out in the first place than the fast trak interest free option.
Apologies if this has appeared elsewhere. I've been out of pc action for several days.
PC World, when asked what finance they offered, firstly mentioned their normal 4 years credit with interest. There are signs up that say 9 months interest free, but I asked if they didn't do 12 months interest free ... and they do.
If you buy your item today, you pay no deposit and a minimal monthly fee for 11 months. Then, you can either pay the balance plus a £25 finance charge by the end of the 12th month, or you slip over into their extremely high APR for the remaining 3 years. If you know you will need the full 4 years credit, it's cheaper to take that out in the first place than the fast trak interest free option.
Apologies if this has appeared elsewhere. I've been out of pc action for several days.
spendy/she/her ***DEBT-FREE DATE: 11 NOVEMBER 2022!*** Highest debt: £35k (2006) MY WINS: £3,541 CASH; £149 Specsavers voucher; free eye test; goody bag from Scottish Book Trust; tickets to Grand Designs Live; 2-year access to Feel Amazing App (worth £100); Home Improvement & Renovation Show tickets; £50 to spend on chocolate; Harlem Globetrotters tickets; Jesus Christ Superstar tickets + 2 t-shirts; Guardians of the Galaxy goody bag; Birmingham City v Barnsley FC tickets; Marillion tickets; Dancing on Ice tickets; Barnsley FC v Millwall tickets
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 247K Work, Benefits & Business
- 603.6K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards