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Nationwide/Moorcroft

RhiBi
RhiBi Posts: 1,009
Part of the Furniture 500 Posts Name Dropper Combo Breaker
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I’ve had the following email today from Moorcroft in relation to my defaulted Nationwide loan. As far as I am aware they never responded to the write off request in relation to financial abuse, although I have submitted a SAR to CAB which will confirm this.


should I now set up a standing order or should I raise questions in relation to Nationwide not replying to the request before I start to pay anything?


Thanks

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Find a little bit of joy in every day.

Comments

  • sourcrates
    sourcrates Posts: 32,973
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
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    As per the letter, Moorcroft are only acting on behalf of Nationwide, this is known as an equitable assignment.

    That gives them the right to ask for payment, but they can`t back it up with any enforcement action.

    So they are neither "use nor ornament" really.

    If you still have issues with Nationwide I suggest you pursue the matter with them, Moorcroft can be ignored or you can advise them you still have an unresolved dispute with their client, and thank them for contacting you.

    In future emails/calls/texts should all be ignored, only a letter requires your attention.

    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • RhiBi
    RhiBi Posts: 1,009
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Forumite

    Thank you I for that @sourcrates

    I thank I’ll wait until I get all the information fromCAB and see if there is anything from Nationwide, I presume not as. They have never notified me of anything. Once I has that, I can pursue Nationwide, as you suggest.

    Find a little bit of joy in every day.

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